Employee Financial Wellness Made Simple
Deliver A Complete Financial Wellness Program Without Creating One Yourself
Provide employees with meaningful financial education from their first paycheck through retirement using a ready-to-use employee education system designed specifically for retirement plan advisors.
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The Employee Financial Journey
Help employees make better financial decisions at every stage of life.
From their first paycheck to retirement, employees face hundreds of financial decisions. The challenge for most employers and advisors isn't knowing that education matters; it's providing the right education at the right time. The Employee Financial Journey gives retirement plan advisors a structured employee education system covering every major stage of an employee's financial life.
Stage 1: Starting Your Financial Journey
For employees who are just beginning.
Topics include:
- What is a 401(k)?
- Budgeting Basics
- Building Credit
- Tackling Debt
- Savings Best Practices
- Employer Match Education
Goal: Build foundational financial confidence.
Stage 2: Budgeting & Building Good Money Habits
Help employees create healthy financial behaviors.
Topics include:
- Household Budgeting
- Savings Buckets
- Financial Checkups
- Debt Management
- Credit Building
- Emergency Savings
Goal: Improve financial wellness and reduce financial stress.
Stage 3: Growing Savings & Investments
Help employees build wealth over time.
Topics include:
- The Power of 1%
- Dollar Cost Averaging
- Employer Match
- Retirement Savings Strategies
Goal: Encourage long-term saving and investing behaviors.
Stage 4: Major Life Transitions & Planning For The Future
Support employees as life evolves.
Topics include:
- Debt Management Strategies
- Comprehensive Financial Checklists
- Mental, Physical, and Financial Health
Goal: Keep employees focused on their long-term financial future.
Stage 5: Preparing For Life's Uncertainties
Life happens.
Employees need guidance during major events.
Topics include:
- 401(k) Loans
- Hardship Withdrawals
- Disaster Relief
Goal: Help employees navigate unexpected challenges.
Stage 6: Pre-Retirement Planning & Decisions
As retirement gets closer, education becomes more important.
Topics include:
- Roth Catch-up for High Earners
- Super Catch-Up Contributions
- Retirement Income Planning
- Retirement Birthday Milestones
- 401(k) Distribution (Rollovers)
Goal: Prepare employees for retirement with confidence.
Stage 7: Retirement & Social Security Decisions
Help employees transition into retirement.
Topics include:
- Medicare Education
- Social Security Checklists
Goal: Help employees make informed retirement decisions.
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